Disaster Relief Tips
On this episode of Design Santa Barbara we cover the important topics related to the Thomas fire and Montecito Mudslide. Joining us this week with your host Michael Kourosh is special guest John J Thyne III.
Through out our community we have suffered a terrific tragedy, but through it all we have seen everyone come together in many ways to help each other and our wonderful home.
For those who don’t know who John J Thyne III is, he an attorney. As well as, real estate broker and a law professor at the Santa Barbara and Ventura Colleges of Law. At the Law Offices of John J. Thyne III, they are committed to providing every client with the highest quality of legal services. As a result, specialties include real estate, business formations, wills & trusts, litigation, and entertainment law.
Santa Barbara attorneys work hard to protect the rights of individual and business clients. Furthermore, throughout California and Oklahoma in many types of legal matters in both State and Federal courts. In addition, clients can call on the Law Offices of John J. Thyne III, when they need aggressive and effective legal representation. They can expect thorough, vigorous, ethical and professional legal representation at a fair price.
John advice’s those who have been affected by the recent disasters to file claims as a fire damage. As a result, the mudslide was caused by the biggest fire in California, leading to the following disaster. Furthermore, for those who have come across a loss of a direct impact. For instance, homes being destroyed or if they have been evacuated from their home, then in this case it becomes uninhabitable during that time.
Insurance and Claims
One thing that people are finding is that they may not have their insurance policy’s with them. In addition, this is because it may be in side their house or their home has been ruined. First of all, get a written request and receive a full complete copy of your insurance policy. Furthermore, now a days you can even get it electronically in a PDF.
Bad Faith Insurance
Bad faith insurance practices is when a insurance company fails to promptly resolve a claim. As a result, they fail to investigate a claim, and fail to inform as to whether or not their benefits will be extended under the policy. Therefore, at its core bad faith exists whenever an insurance company unreasonably fails to uphold its end of a bargain. In Conclusion, Insurance companies required to act in good faith and to use only fair claims practices legally. California law defines certain acts and conduct that can qualify as bad faith.
Changing Property Lines
How will our community deal with changing property lines as the side of the rivers have changed? The first thing that comes to mind is how do you demark these properties. With fences and boarders being washed out and monuments destroyed. The amazing part of it is with today’s technology we have access to GPS Coordinates. This helps with overlays of the mapping. In order to come back and find the property boarders. In order for this to happen, its important to hire a licensed surveyor.
When you deal with a loss like this you will be asked to create inventory of the property that was lost. Not just the real property but the personal property. A lot of people in Montecito have major art collections and antiquities in there home. They are finding that in order to establish the presence of those items they are looking at photographs. For example, a photograph of a birthday party, family gathering, or holiday parties. You can identify the property that was present as well as items in the photo and the condition they where in.
At Santa Barbara Design Center we are dedicated to helping those affected in Santa Barbara’s recent tragedies. We are prepared to offer our services on repair and restoration of rugs and furniture all in daily discounted rates. As a small community it’s important that we take care of each other. We also wish to offer our appraisal services for insurance or legal needs at no charge. lastly if you have items lost or damaged beyond repair we can assist in highly personalized redesigning of your home.